Eligibility Criteria

1. All MSMEs involved in international value chains holding a valid Importer-Exporter Code (not in the Denied Entity List) and a valid MSME Udyam Registration Number shall be eligible for support under the intervention.
2. Exports of all goods permitted for exports under the Foreign Trade Policy of the Government of India shall be eligible, subject to a negative list under the intervention.
3. Support shall be available for transactions involving under-served markets identified under the Intervention. The list shall be reviewed periodically based on India's integration with these markets, demand in these markets, and India's untapped potential.

Direct E-Commerce Credit Facility

Credit facility shall be extended by banks/financial institutions as Cash Credit/ Overdraft facilities, subject to the following eligibility conditions:

1. MSME engaged in direct e-commerce exports through postal or courier or holding inventory in ECEHs for the purpose of exports.
2. MSME borrower credit account shall be a standard asset, not overdue beyond the period permitted under applicable prudential norms and shall not be classified as stressed or non-performing by the lending institution.
3. Also, the account shall not have been classified as a Special Mention Account–2 (SMA-2) or a Non-Performing Asset (NPA) at any time during the two years immediately preceding the date of application for the credit facility.
4. The name of company and/or its directors/ partners/ proprietors/ promotors shall not be appearing in the lending institution's defaulter list and in any of this Negative lists.
5. Credit facility under this intervention may be extended only through Scheduled Commercial Banks.

Overseas Inventory E-Commerce Credit Facility

Working capital financing shall be extended by banks/financial institutions, subject to the following eligibility conditions:

1. MSMEs involved in international value chains through e-commerce and holding inventory in overseas warehouses for e-commerce sales.
2. MSME borrower credit account shall be a standard asset, not overdue beyond the period permitted under applicable prudential norms and shall not be classified as stressed or non-performing by the lending institution.
3. Also, the account shall not have been classified as a Special Mention Account–2 (SMA-2) or a Non-Performing Asset (NPA) at any time during the two years immediately preceding the date of application for the credit facility.
4. The name of company and/or its directors/ partners/ proprietors/ promotors shall not be appearing in the lending institution's defaulter list and in any of this Negative lists.

Credit facility under this intervention may be extended only through Scheduled Commercial Banks/ All India Financial Institutions.